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How much do you really know about the mechanics of credit in practice and what impacts your credit score?

Foreclosure is never a pleasant process, but it’s not as final as some homeowners may think. Many are surprised to find they still owe their bank money even after foreclosure.

If you’re considering refinancing your home or leveraging its equity, a HELOC may be a good alternative to a home equity loan or more expensive forms of credit.

As property values across the country continue to increase, tapping into home equity is becoming a viable option for most homeowners.

Most first-time buyers are under the impression that they need to save up to 20% of the cost of their first home as a down payment, but there are a surprising number of other options available.

FHA loans tend to have a higher default rate than just about any other loan product. Why is this? The answer might surprise you.

For the last several decades, conventional wisdom has held that spring and summer are always the prime selling seasons for real estate. But like many things in real estate, this can vary by location and as Atlanta grows, changes ensure that conventional wisdom may no longer hold.

Seller financing is one of the only real estate arrangements that has the potential to be a genuine win-win for both parties, but it does carry a few risks. Here’s what you need to know.

If you’re thinking of selling your home without an agent, you’ve got your work cut out for you. There are some potential pitfalls, but if you invest the required time and energy, the rewards might be worth it.

As you contemplate buying a home – maybe even your first one – you might be wondering whether to go through a mortgage broker or directly to a bank to get your mortgage. What are the differences between the two, and which one is right for you?